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by libertarian99
on Mon Jan 25, 2010 11:06 pm |
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AAA Life Insurance Company is marketing a term life insurance policy that charges nicotine users double the rate charged everyone else.
When you fill out an application, you have to answer questions about prescription meds, DUI, felonies, misdemeanors, AIDS and other medical conditions including chest pains, heart and circulatory disorders, strokes, high blood pressure, diabetes, cancer, tumors, alcohol and substance abuse, and emotional disorders.
However, once you are placed in an age and gender category, the only factor that counts in determining your premium is nicotine use. If you are a nicotine user, you pay double.
Do they really think smokers will pay twice the rate for term life insurance? Whose problem will it be if our corpses don't get buried? |
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libertarian99
Enthusiastic Smoker
Joined: May 01, 2009
Posts: 453
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by NOTInMyEyes
on Tue Feb 02, 2010 12:07 pm |
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| It's a free market. Don't like their product, find another company offering a better rate. Why is there a problem here? |
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NOTInMyEyes
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Joined: Jan 12, 2006
Posts: 308
Location: The smoke-free Garden State of NJ
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by cricket
on Tue Feb 02, 2010 3:59 pm |
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| You're a pig. Go commit suicide, today |
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cricket
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by garhkal
on Wed Feb 03, 2010 8:32 pm |
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| While i will agree with NIME ,that it is a free market, and you can go elsewhere. From my experience, when one company gets away with charging more for something, others do it as well. Soon it will be the NORM to charge double or more for smokers. |
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garhkal
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by NOTInMyEyes
on Fri Feb 05, 2010 1:00 pm |
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It's a free market economy. If everyone followed suit and raised prices without reason, there'd be one smart entrepreneur ready to make a killing with lower prices for smokers - that is of course, if the lower prices were justified.
I believe I recall reading about a genius entrepreneur starting up an airline for smokers - lovely experiment in free market economics - if there's a market, someone will find a way to make money off it! I wonder how Heir Schoppman's airline is going? I haven't seen any commercials for them lately??? |
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NOTInMyEyes
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Location: The smoke-free Garden State of NJ
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