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by runamok on Thu Oct 29, 2009 8:52 pm
libertarian99 wrote:
I would rather tell the truth and pay the extra money than lie and have to live in fear that the insurance company will find out I lied and deny all future claims.

When the difference in premiums is, say, $4000.00 per year, many are going to try and get away with it.

libertarian99 wrote:
Can you think of any other cases where an over-the-counter pharmaceutical product has been returned to prescription status after they've gone through all the rigamarole of approving it for over-the-counter sales?

It hasn't quite gone back to prescription status but Sudafed and anything else containing Pseudoephedrine (Meth ingredient) has been heavily regulated and there is talk of returning it to prescription status. Collateral damage attributable to the drug war.
runamok Smoking Lobby Sponsor
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by libertarian99 on Fri Oct 30, 2009 4:20 am
runamok wrote:
libertarian99 wrote:
I would rather tell the truth and pay the extra money than lie and have to live in fear that the insurance company will find out I lied and deny all future claims.

When the difference in premiums is, say, $4000.00 per year, many are going to try and get away with it.
I don't doubt that. I just figure if you lie about anything on your insurance application, your insurance is likely to be rendered worthless just when you are faced with a major medical bill.

Insurance companies are experts at tracking down information that can give them the grounds to deny an insurance claim. Even if people have lied to their doctors about smoking, there's no guarantee that doctors haven't secretly tested them and made a note in their file.

And it's all going to get worse with the use of electronic medical records. People will not be able to change doctors to escape past medical diagnoses, even if those diagnoses are wrong. We will all be forced to drag our medical baggage with us throughout our entire lives. People should be screaming about this issue, but I'm sure it will breeze through without opposition.

runamok wrote:
It hasn't quite gone back to prescription status but Sudafed and anything else containing Pseudoephedrine (Meth ingredient) has been heavily regulated and there is talk of returning it to prescription status. Collateral damage attributable to the drug war.
They put Alka Seltzer Cold Plus, non-drowsy formula, behind the counter and they instantly lost my business. I refuse to ask the pharmacist for a medicine that I could formerly pick off the shelf. Just that small amount of inconvenience was enough to end my use of Alka Seltzer Cold Plus, even though it was the best medicine I ever found for colds.
libertarian99 Enthusiastic Smoker
 Enthusiastic Smoker Joined: May 01, 2009 Posts: 411
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